LOAN SCHEMES

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Dr. Indrajit Yadav Nidhi Limited. designed to provide liquidity against gold and gold ornaments (Jewellery) without having to sell them. We offer a solution for your urgent cash crisis by way of speedy gold loan processing in different schemes. The loan is available the moment you step into our branch. Convenient part payment options, affordable interest rate and an opportunity to liquidate your gold loan at any time during the office hours. Let your gold help you bring the golden period in life.

The rate of interest will be @ 1% to 1.2% per month.

Are you looking for funds to start/expand your business, finance your child’s education, wedding expenses or even unplanned medical expenses.

Pledge your property and avail a loan against property to meet your personal and business goals.

Get upto 70% of the value of your property

Interest rate @ 12% -14% P.A. (Varies as per documentation & CIBIL) 

You can avail a loan in Indian rupees against the security of FIXED DEPOSIT of the Dr. Indrajit Yadav Nidhi Limited. The loan may be used to meet emergency financial requirements, to carry on business activities. You need not close the deposit prematurely, and can avail the loan:

For a maximum of 75% of the face value of deposit, and including the interest accrued on the deposit.

At an interest rate of 5% higher than your base rate of deposits.

 Get high-value loans up to 85% of the value of your securities/bonds at an attractive interest rate and avail of an overdraft facility is against bonds.
Against the pledge of the following list of approved securities

• Equity mutual funds in bracket (net asset value) up to 60%
• Equity shares:-up to 50% of share value
• Debt mutual fund units:- up to 85% of net asset value
• Listed bonds/non-convertible:- debenture facility up to 70% of market price
• Life insurance policies:- facility limit up to 75% of surrender value
• Get a loan against securities at the rate of interest starting from 11.00 % only.

Business loans will help you to structure your business to match today’s fast-paced world. Help develop your business to the next level by providing secure financing options with flexible repayment tenure along with competitive interest rates.

• Adapt your business with changing customer needs or technical.
• Advancement for scale-up your corporations the list is endless and choice is yours to utilize the business loan the way you like.
• Rate of interest starting from 12% only.

• An Education loan is a safe and efficient way to gain finance for when compromising on your child’s education is not an option. It is a long-term investment in your child’s secure future. It has the following features.
• Anyone can opt for Education loan to study abroad or in India for graduate, post graduate, professional and/or doctoral courses/degrees.
• Loan cannot be assigned to the student alone, the parent or guardian needs to be co-signor for the loan.
• Female students are usually offered discounts and/or lower interest rates when it comes to education loans.
• Rate of interest starting from 12% only.